Developers · APIs & MCPs

The agentic finance API, built for builders

Every Buildd capability — KYC, underwriting, lending, eSign, mandates, payments — exposed as typed, governed MCP tools. Your agents orchestrate the full financial workflow end-to-end, instead of your engineers hand-wiring integrations.

Trusted across Banking · Payments · Wealth · Insurance — 22M+ API calls, 100+ clients.

lms-mcp · create_and_approve_loan
POST {{apiUrl}}/lms/createLoan
x-authorization: ••••••   x-organization-name: acme-bank

{
  "externalId": "{{customer_uuid}}",
  "productId": 1,
  "principal": 150000,
  "loanTermFrequencyType": 2,
  "numberOfRepayments": 4,
  "disbursementData": [
    { "principal": 150000,
      "expectedDisbursementDate": "today" }
  ]
}

→ agent gate: risk + KYC + policy ✓
→ 201 Created  loanId: 88421

Agentic finance infrastructure built for

BanksFintechsWealth ManagersInsurersD2C & SaaS

One API suite. Every financial primitive.

25 production endpoints across the lending and embedded-finance lifecycle — each wrapped as a governed MCP tool your agents can call in sequence.

KYC

kyc-mcp
  • POSTAadhaar — consent & generate OTP
  • POSTAadhaar — verify & download
  • POSTPAN status check

Profiling & Underwriting

underwriting-mcp
  • POSTProfile customer
  • POSTBureau credit pull
  • GETLoan limit for client
  • POSTFetch card CVV & expiry

LMS — Loan Management

lms-mcp
  • POSTCreate & approve loan
  • POSTEdit disbursement & disburse
  • GETRepayment schedule
  • POSTRepay loan
  • GETAccount statement
  • POSTReject loan

eSign & Mandates

esign-mcp
  • POSTeSign request
  • POSTSignature status
  • POSTDocket info
  • POSTCreate registration link (eNACH)
  • POSTAgree T&C

On-demand Services

services-mcp
  • POSTEscrow service
  • POSTCard as a Service
  • POSTTreasury service
  • POSTHedging service
  • POSTB2B payment stack

Health

ops-mcp
  • GETEdge health check

One intent. The agent runs the whole journey.

A client developer reads the docs and hand-codes this sequence today. With Buildd, the agent plans it, passes state between steps, enforces gates, retries safely, and pauses for human approval where it matters — origination to disbursal, end-to-end.

lending-journey · agent runRunning
  1. 01Verify identity — Aadhaar + PAN
  2. 02Capture consent & terms
  3. 03Profile customer
  4. 04Pull bureau & score risk
  5. 05Approval gate — policy + KYC
  6. 06Create & approve loan
  7. 07Collect eSignature
  8. 08Set up eNACH mandate
  9. 09Disburse & reconcile

Governed by design

Experiment quickly. Keep control of every boundary.

Explore the Trust Layer

Isolated environments

Keep agent experiments separated from production systems and sensitive live workflows.

Mechanical policy gates

Require deterministic checks and approvals before high-stakes actions can proceed.

Explainable evaluation

Inspect why an agent made a decision and compare results against defined test cases.

Complete execution traces

Review prompts, plans, tool calls, permissions, exceptions, and outcomes end to end.

Start in a controlled environment

Bring us an agent, an idea, or a workflow worth testing.

We’ll help your team define the sandbox, connect the right tools and data, and evaluate the agent against clear outcomes.