Agentic Finance
Developers · APIs & MCPs

The agentic finance API, built for builders

Every Buildd capability — KYC, underwriting, lending, eSign, mandates, payments — exposed as typed, governed MCP tools. Your agents orchestrate the full financial workflow end-to-end, instead of your engineers hand-wiring integrations.

Read the API docsGet sandbox access

Trusted across Banking · Payments · Wealth · Insurance — 22M+ API calls, 100+ clients.

lms-mcp · create_and_approve_loan
POST {{apiUrl}}/lms/createLoan
x-authorization: ••••••   x-organization-name: acme-bank

{
  "externalId": "{{customer_uuid}}",
  "productId": 1,
  "principal": 150000,
  "loanTermFrequencyType": 2,
  "numberOfRepayments": 4,
  "disbursementData": [
    { "principal": 150000,
      "expectedDisbursementDate": "today" }
  ]
}

→ agent gate: risk + KYC + policy ✓
→ 201 Created  loanId: 88421

Agentic finance infrastructure built for

BanksFintechsWealth ManagersInsurersD2C & SaaS

One API suite. Every financial primitive.

25 production endpoints across the lending and embedded-finance lifecycle — each wrapped as a governed MCP tool your agents can call in sequence.

KYC

kyc-mcp
  • POSTAadhaar — consent & generate OTP
  • POSTAadhaar — verify & download
  • POSTPAN status check

Profiling & Underwriting

underwriting-mcp
  • POSTProfile customer
  • POSTBureau credit pull
  • GETLoan limit for client
  • POSTFetch card CVV & expiry

LMS — Loan Management

lms-mcp
  • POSTCreate & approve loan
  • POSTEdit disbursement & disburse
  • GETRepayment schedule
  • POSTRepay loan
  • GETAccount statement
  • POSTReject loan

eSign & Mandates

esign-mcp
  • POSTeSign request
  • POSTSignature status
  • POSTDocket info
  • POSTCreate registration link (eNACH)
  • POSTAgree T&C

On-demand Services

services-mcp
  • POSTEscrow service
  • POSTCard as a Service
  • POSTTreasury service
  • POSTHedging service
  • POSTB2B payment stack

Health

ops-mcp
  • GETEdge health check

One intent. The agent runs the whole journey.

A client developer reads the docs and hand-codes this sequence today. With Buildd, the agent plans it, passes state between steps, enforces gates, retries safely, and pauses for human approval where it matters — origination to disbursal, end-to-end.

lending-journey · agent runRunning
  1. 01Verify identity — Aadhaar + PAN
  2. 02Capture consent & terms
  3. 03Profile customer
  4. 04Pull bureau & score risk
  5. 05Approval gate — policy + KYC
  6. 06Create & approve loan
  7. 07Collect eSignature
  8. 08Set up eNACH mandate
  9. 09Disburse & reconcile

Bank-grade trust, built into every agent

Autonomy is only adoptable when it is governed. Buildd wraps every agent action in the controls regulated institutions require — so Banks, Wealth Managers and Insurers can ship with confidence.

Mechanical governance gates

High-stakes actions — credit approval, disbursal, rejection, high-value mandates — pass through hard policy gates the model cannot talk its way past.

Guardrails & red-teaming

A policy surface constrains agent behavior, continuously evaluated against prompt-injection and jailbreak attempts before anything ships.

Fair & explainable credit

Bureau-driven decisions are checked for demographic-parity and equal-opportunity gaps, and every decision carries an explanation.

Fraud & AML monitoring

Transaction-graph analysis flags laundering rings and anomalies across payment and disbursal flows in real time.

Vendor-neutral models

Bring your own LLM — OpenAI-compatible, internal gateway, or on-prem. Banks keep full control of the model layer.

Regulator-grade audit trail

An append-only record of every agent intent, plan step, gate decision, approver, and outcome — traceable end-to-end.

Build your next financial product on agents

Get sandbox access to the Buildd API and MCP stack — go live on production keys within 48 hours.

Get a demoRead the API docs